Mumbai: Poonawalla Fincorp, a Cyrus Poonawalla Group-backed non-banking financial company (NBFC), has deepened its digital transformation efforts by deploying four cutting-edge AI-powered solutions, including a Fin-Bot for financial intelligence, across its operations and finance verticals.
These include an Agentic AI-led Data Quality Index (DQI) system, an AI-driven Infrastructure Management Solution, an in-house developed Fin-Bot for financial intelligence, and an AI-powered Invoice Management System.
Together, these solutions aim to significantly enhance the company’s operational precision, speed, and scalability.
Also Read: Poonawalla Fincorp Launches 24×7 Fully Digital Business Loan for MSMEs
The strategic deployment underlines Poonawalla Fincorp’s commitment to positioning AI as a foundational enterprise capability – not just a technological upgrade. The company is actively integrating intelligent automation across core business areas such as risk, compliance, finance, governance, and infrastructure.
“We are embedding AI into the very DNA of our business,” said Arvind Kapil, MD & CEO of Poonawalla Fincorp. “This is about building a future-ready organisation where faster decisions, deeper insights, and stronger outcomes are enabled through responsible, enterprise-wide AI adoption.”
Highlights of the Four AI Solutions Deployed:
Agentic AI-Powered Data Quality Index (DQI):
A self-learning, autonomous system that ensures real-time data integrity aligned with regulatory and internal standards. It features anomaly detection, evolving validation logic, and context-aware audits—reducing manual interventions and enabling audit-ready data transparency.
AI-Powered Infrastructure Management Solution:
Built to support PFL’s ongoing expansion across 400+ branches in Tier 2 and Tier 3 cities, this tool intelligently analyzes legal property documents in regional languages, validates title deeds and municipal records, and automates decision-making within 5 minutes—down from earlier 2–3 days.
Also Read: Digital Education Loans Made Easy: Poonawalla Fincorp Partners with IDP Education
Fin-Bot – Proprietary Financial Intelligence Engine:
Fin-Bot is an in-house AI platform that aggregates financial data from various systems, enabling error-free analysis, governance, and customized reporting. It supports faster disclosures and delivers strategic insights on internal performance and market benchmarks.
AI-Based Invoice Management System:
Designed to read and validate sourcing channel invoices automatically, the system leverages AI-vision and machine learning for precision validation. It accelerates invoice processing, reduces manual errors, and ensures policy-aligned approvals across departments.
Strategic AI at Scale
Poonawalla Fincorp is currently working on 35 AI projects, of which 8 have already been completed. The company is scaling its AI-first vision across risk management, fraud detection, underwriting, HR, and compliance – placing artificial intelligence at the center of its growth strategy.
